FOLIOTREND DATA PROVIDER AGREEMENTS

FolioTrend is a financial research and information platform. It is not a broker, investment adviser, financial planner, or money manager. It does not execute trades, hold your funds, or manage your money. Everything it produces is informational and educational.

To work, FolioTrend relies on the third-party data and service providers listed below. For each one this page explains, in plain English, what it does, what data it accesses, and where to find its own privacy policy or terms.

Automatic brokerage account connections are coming soon and are not yet available. Once launched, connecting will be optional and any linked account can be disconnected at any time.

What it does: Supabase hosts our database and handles the sign-in system for your FolioTrend account.

What data it accesses: The information you give us to run your account and your portfolio: your name, username, email address, a hashed (scrambled) password, your holdings and watchlist, your onboarding answers, and your consent records.

What it does: Stripe processes payments for paid plans. Your card details go directly to Stripe. FolioTrend never sees your full card number.

What data it accesses: Your payment details, which you enter directly with Stripe, and your subscription and billing history. FolioTrend receives your plan and billing status, not your full card number.

What it does: Resend delivers the emails FolioTrend sends: alerts, account notifications and the Morning Brief if you turn it on.

What data it accesses: Your email address and the content of the emails we send you.

What it does: Google lets you sign in to FolioTrend with your Google account instead of creating a password.

What data it accesses: When you choose Google sign-in, Google shares your name and email address with FolioTrend. FolioTrend does not receive or store your Google password.

What it does: Alpha Vantage supplies stock price and fundamental data shown in FolioTrend.

What data it accesses: Market data about securities. It does not need your personal data to supply this data.

Their policy: [INSERT VERIFIED POLICY URL FOR ALPHA VANTAGE]

What it does: Polygon.io supplies stock price data, used as a fallback when Alpha Vantage is unavailable, so prices keep loading.

What data it accesses: Market data about securities. It does not need your personal data to supply this data.

What it does: CoinGecko supplies cryptocurrency market data shown in FolioTrend.

What data it accesses: Market data about crypto assets. It does not need your personal data to supply this data.

What it does: FRED, run by the Federal Reserve Bank of St. Louis, supplies macroeconomic indicators such as interest rates and inflation, used in FolioTrend analysis.

What data it accesses: Public economic data. It does not need your personal data to supply this data. The link below is FRED's API terms of use.

What it does: SEC EDGAR is the U.S. Securities and Exchange Commission's public database of company filings. FolioTrend uses these public filings in its AI research.

What data it accesses: Publicly filed company documents. It does not need your personal data to supply these.

What it does: Google Gemini is the AI model behind FolioTrend's research agents, quantitative factor summaries, and the Morning Brief.

What data it accesses: Relevant portfolio and market data is sent to Gemini to generate analysis. FolioTrend does not send your password, payment details, or government IDs — we don't collect those in the first place.

What it does: Upstash provides Redis caching that helps FolioTrend run faster.

What data it accesses: Temporary cached data used to speed up the app.

What it does: Inngest, or an equivalent service, runs background jobs for FolioTrend: AI agent tasks, email delivery and data sync.

What data it accesses: The data needed to run those background tasks.

What it does: FolioTrend plans to let you connect a brokerage or crypto exchange account (for example Robinhood, Fidelity, Schwab, or Coinbase) to sync your portfolio automatically. This feature is coming soon and is not yet available — today, holdings are added manually or imported via CSV.

What data it will access: Once available, connecting will be optional, read-only, and disconnectable at any time. FolioTrend will never receive or store your brokerage login credentials, and will never place trades on your behalf.